1753 16th Street
Santa Monica, CA, 90404
$999,990
MLS: OC25234557
Beds
4
Baths
2
Sq Ft
1,648
Lot
0.07 ac
Year Built
1924
MLS #
OC25234557
Days on Market
191
Listed
Oct 7, 2025
Description
Nestled in Santa Monica’s coveted Pico corridor, 1753 16th St blends urban convenience with quiet charm. This R-2 zoned 3,200 SF lot offers the potential to redevelop/re-imagine the home into brand new duplex or renovate/optimize the existing structure. Walk to the 17th Street Metro, local shops, and cafés. Only 1.5 miles from Santa Monica beach/pier, 3.3 miles from Abbot Kinney Blvd, and 0.5 miles from Santa Monica College.
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Julian Nan · Del Rey Residential
Payment estimate
$7,246
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $99,999 · Loan: $899,991
- Principal & Interest
- $5,530
- Property tax (1.25%)
- $1,042
- Homeowners insurance
- $300
- Mortgage insurance
- $375
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $35,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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