1816 Bernina Drive
Pine Mountain Club, CA, 93222
$515,000
MLS: SR26173547
Beds
5
Baths
3
Sq Ft
2,580
Lot
0.23 ac
Year Built
1977
MLS #
SR26173547
Days on Market
75
Listed
Aug 8, 2026
Description
Tucked behind mature trees and natural landscaping, this spacious mountain home offers privacy, views, and room to spread out, with an oversized front yard providing extra parking and a peaceful buffer from the road. Inside, 5 bedrooms and 3 bathrooms are spread across multiple living areas, starting with a cathedral ceiling living room featuring exposed wood beams, warm laminate floors, and a wood burning stove on a raised brick hearth, all flowing into an open concept dining and kitchen space alongside a separate family room that offers a cozy retreat for movie nights or quiet evenings in. The kitchen itself blends classic and contemporary style with stainless steel appliances, a streamlined range hood, white quartz counters, crisp white cabinetry, and open shelving for display. Upstairs, the oversized primary suite feels like a private escape with a huge mirrored closet and a spa style bath featuring wainscoting and a clawfoot soaking tub, joined by a second bedroom and bath ideal for guests or a home office, while downstairs adds three more generously sized bedrooms and a full bath with tiled flooring and a tile shower/tub combo. Rounding out the property is a 2 car carport, ample front yard parking, and the quiet, nature surrounded setting that makes this home feel like a true hidden gem, just 45 minutes from Santa Clarita and moments from everything the community of Pine Mountain Club has to offer, with all four seasons on display throughout the year, including a golf course, an equestrian center, tennis and pickleball courts, a seasonal outdoor swimming pool, a clubhouse with lounge and café, a recreation room and fitness facilities, Lampkin Park with Fern's Lake, and miles of hiking trails connecting directly into the Los Padres National Forest.
Location
Pine Mountain Club, Kern County, CA 93222
Open on Google Maps ↗Listed by: Daniel Regan · RE/MAX Gateway
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,404
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $51,500 · Loan: $463,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,209
- Property tax (1.25%)
- $536
- Homeowners insurance
- $300
- Mortgage insurance
- $193
- HOA dues
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pine Mountain Club home with as little as 3.5% down using an FHA loan — roughly $18,025 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Pine Mountain Club, CA 93222 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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