18319 Lapis Lane
San Bernardino, CA, 92407
$649,900
MLS: IV25272226
Beds
3
Baths
2
Sq Ft
1,894
Lot
0.16 ac
Year Built
2018
MLS #
IV25272226
Days on Market
73
Listed
Dec 18, 2025
Description
MUST SEE HOME! Includes: Seller-Owned SOLAR SYSTEM, WHOLE-HOUSE SOFTWATER SYSTEM; and an EXISTING HOME WARRANTY! 3 BM, 2 BA, 2 Car Garage, Lennar Roof Warranty included! Open Floor Plan, abundance of natural lighting. Pride-In-Ownership! Move-In Ready! Master Bedroom Walk-In Closet, ensuite bathroom, soaking tub, enclosed shower, dual vanity sinks and white cabinetry. Upgrades: Crown Moulding, Laminate Flooring, Ceiling Fans, White Plantation Shutters, Fireplace, Whole-House Fan, kitchen Pendant Lighting above Granite Countertop, Under-Cabinet Lighting. Rain Gutters, Tankless Water Heater (serviced 12/25), Epoxy Floor, and Overhead Garage Racks! Backyard lush landscaping, shrubbery, grass, covered patio, retaining wall, BBQ area for relaxing. Rosena Ranch members enjoy a gated clubhouse, on-site personnel - 24/7 access to the state-of-the-art gym, 2 large pools, splashpad for the kids, BBQs, meeting room, and community events. Nearby K-8 top-rated Pakakuma school, community park with covered patio area. Organized sports incl. basketball, baseball, football, and soccer.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: CHRISTOPHER MAJESKA · MAJESKA PROPERTIES
Payment estimate
$4,814
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,990 · Loan: $584,910
- Principal & Interest
- $3,594
- Property tax (1.25%)
- $677
- Homeowners insurance
- $300
- Mortgage insurance
- $244
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $22,747 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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