19031 Pamela Lane
Apple Valley, CA, 92308
$285,000
MLS: HD26062718
Beds
2
Baths
2
Sq Ft
1,200
Lot
0.08 ac
Year Built
2002
MLS #
HD26062718
Days on Market
1
Listed
Mar 24, 2026
Description
Turnkey Living in the Desirable Jess Ranch 55+ Gated Community! Welcome to this beautifully updated 2-bedroom, 2-bath home offering approximately 1,200 sq ft of comfortable, low-maintenance living in the highly sought-after Jess Ranch community. Step inside to find newer wood-look vinyl flooring and freshly painted interior walls, creating a clean and modern feel throughout. The charming kitchen offers ample cabinet space and comes fully equipped with a stove, built-in microwave, dishwasher, and refrigerator—making it truly move-in ready! Enjoy the convenience of indoor laundry with upper cabinets for extra storage, along with ceiling fans in both bedrooms for added comfort. Relax outdoors under the covered back patio, perfect for morning coffee or evening unwinding. This home also features new solar panels, helping you save on energy costs year-round. Residents of Jess Ranch enjoy access to a newly built clubhouse featuring an inground pool and spa, fitness center, and a wide variety of social activities and clubs designed for an active lifestyle. Ideally located near a 27-hole golf course, shopping centers, restaurants, walking and biking trails, medical services, and a movie theater—everything you need is just minutes away! Don’t miss this opportunity to enjoy resort-style living in a vibrant 55+ community—schedule your private tour today!
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: William Micham · Keller Williams High Desert
Payment estimate
$2,280
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $28,500 · Loan: $256,500
- Principal & Interest
- $1,576
- Property tax (1.25%)
- $297
- Homeowners insurance
- $300
- Mortgage insurance
- $107
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $9,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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