19031 Pamela Lane
Apple Valley, CA, 92308
$274,000
Original list price: $285,000
MLS: HD26062718
Beds
2
Baths
2
Sq Ft
1,200
Lot
0.08 ac
Year Built
2002
MLS #
HD26062718
Days on Market
90
Listed
Mar 24, 2026
Description
Turnkey Living in the Desirable Jess Ranch 55+ Gated Community! Welcome to this beautifully updated 2-bedroom, 2-bath home offering approximately 1,200 sq ft of comfortable, low-maintenance living in the highly sought-after Jess Ranch community. Step inside to find newer wood-look vinyl flooring and freshly painted interior walls, creating a clean and modern feel throughout. The charming kitchen offers ample cabinet space and comes fully equipped with a stove, built-in microwave, dishwasher, and refrigerator—making it truly move-in ready! Enjoy the convenience of indoor laundry with upper cabinets for extra storage, along with ceiling fans in both bedrooms for added comfort. Relax outdoors under the covered back patio, perfect for morning coffee or evening unwinding. This home also features new solar panels, helping you save on energy costs year-round. Residents of Jess Ranch enjoy access to a newly built clubhouse featuring an inground pool and spa, fitness center, and a wide variety of social activities and clubs designed for an active lifestyle. Ideally located near a 27-hole golf course, shopping centers, restaurants, walking and biking trails, medical services, and a movie theater—everything you need is just minutes away! Don’t miss this opportunity to enjoy resort-style living in a vibrant 55+ community—schedule your private tour today! Some Photos have been AI altered
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: William Micham · Keller Williams High Desert
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,488
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $27,400 · Loan: $246,600
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,572
- Property tax (1.25%)
- $285
- Homeowners insurance
- $300
- Mortgage insurance
- $103
- HOA dues
- $228
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $9,590 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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