19064 Elm Drive
Apple Valley, CA, 92308
$285,000
MLS: HD26178384
Beds
2
Baths
2
Sq Ft
1,267
Lot
0.07 ac
Year Built
1989
MLS #
HD26178384
Days on Market
8
Listed
Aug 14, 2026
Description
Welcome to your new home in the premier 55+ gated community of Jess Ranch! This charming and beautifully updated 2-bedroom, 2-bath home offers the perfect combination of comfort, convenience, and low-maintenance living. From the moment you step inside, you’ll appreciate the clean, modern, move-in-ready feel, featuring wood laminate flooring, updated finishes, and stainless steel appliances. The functional floor plan offers a comfortable flow between the spacious living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. The primary suite provides a relaxing retreat with a walk-in closet featuring additional shelving and drawers, along with a beautifully appointed bathroom highlighted by a walk-in jetted tub. The secondary bedroom is also generously sized and perfect for guests, an office, or hobby space. Additional upgrades include newer washer and dryer (located inside), newer energy efficient HVAC system, new duct work, newer flooring in both bathrooms, and a tankless water heater for added efficiency and convenience. Step outside to your private back patio, a peaceful space to enjoy your morning coffee, relax, or unwind at the end of the day. Enjoy the benefits of a low-maintenance lifestyle while being conveniently located near major shopping, dining, medical facilities, and hospitals. Jess Ranch residents also enjoy wonderful community amenities, including a clubhouse, pool, spa, and recreation room. Clean, updated, and truly move-in ready, this home offers an exceptional opportunity to enjoy the active-adult lifestyle Jess Ranch is known for. Don’t miss your chance to make it yours!
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Kristina Vanderpool · Coldwell Banker Home Source
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,598
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $28,500 · Loan: $256,500
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,647
- Property tax (1.25%)
- $297
- Homeowners insurance
- $300
- Mortgage insurance
- $107
- HOA dues
- $248
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $9,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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