1905 Matterhorn
Pine Mountain Club, CA, 93222
$449,000
MLS: SR26180885
Beds
4
Baths
3
Sq Ft
1,860
Lot
0.22 ac
Year Built
1990
MLS #
SR26180885
Days on Market
43
Listed
Sep 2, 2026
Description
Spacious Mountain Retreat in Pine Mountain Club! This well cared for mountain home sits on a nice flat, wooded lot, offering a comfortable setting with plenty of room for full-time living, weekend escapes, or entertaining family and friends. Inside, you’ll find a spacious living area with vaulted wood ceilings and upgraded, durable flooring throughout. Spanish tile accents and custom mosaic details add character, while the kitchen opens to the dining and living areas for an easy, connected layout. The home offers four bedrooms and three bathrooms, plus flexible bonus space that can serve as a guest area, office, studio, playroom, or additional living space. Outside, enjoy a private backyard patio and BBQ area on the level lot. Ownership in Pine Mountain Club includes access to community amenities such as the clubhouse, golf course, swimming pool, tennis and pickleball courts, equestrian center, archery range, campgrounds, and hiking trails, all surrounded by the beauty of the Los Padres National Forest.
Location
Pine Mountain Club, Kern County, CA 93222
Open on Google Maps ↗Listed by: Mark Bailey · SunnyHill Realty Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,899
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $44,900 · Loan: $404,100
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,798
- Property tax (1.25%)
- $468
- Homeowners insurance
- $300
- Mortgage insurance
- $168
- HOA dues
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pine Mountain Club home with as little as 3.5% down using an FHA loan — roughly $15,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Pine Mountain Club, CA 93222 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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