19065 Elm
Apple Valley, CA, 92308
$270,000
MLS: HD26017353
Beds
2
Baths
2
Sq Ft
1,267
Lot
0.06 ac
Year Built
1989
MLS #
HD26017353
Days on Market
57
Listed
Jan 23, 2026
Description
Beautifully maintained 55+ home in the highly desirable Jess Ranch community! This inviting single-story residence is tucked inside a secure, gated neighborhood just minutes from shopping, dining, and everyday conveniences. Offering 2 bedrooms, 2 bathrooms, and 1,267 sq ft of comfortable living space, the home sits on a premium lot backing to a peaceful, lighted walking path—perfect for morning strolls or evening relaxation. Inside, you’ll find a spacious great room with soaring ceilings, creating an open and airy feel. The bright, sun-filled kitchen features attractive countertops, generous prep space, and abundant windows that bring the outdoors in. The master suite is generously sized and includes direct backyard access, a dual-sink vanity, walk-in closet, and a convenient step-in shower. The guest bedroom also offers a walk-in closet, while the large guest bath houses the indoor laundry area for added convenience. Residents of Jess Ranch enjoy resort-style amenities including a community pool, clubhouse, gated entry, and beautifully maintained greenbelts. This is easy living at its best—don’t miss this wonderful opportunity! Sq. Ft. not verified. Information deemed reliable, not guaranteed.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Jon Brian Hurst · First Team Real Estate
Payment estimate
$2,176
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $27,000 · Loan: $243,000
- Principal & Interest
- $1,493
- Property tax (1.25%)
- $281
- Homeowners insurance
- $300
- Mortgage insurance
- $101
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $9,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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