11730 Oak
Apple Valley, CA, 92308
$265,000
MLS: CV26017955
Beds
2
Baths
2
Sq Ft
1,408
Lot
0.06 ac
Year Built
1989
MLS #
CV26017955
Days on Market
9
Listed
Mar 22, 2026
Description
Absolutely beautiful home in the peaceful 55+ Jess Ranch community! This inviting residence offers two master bedrooms and two master baths — one conveniently located downstairs and one upstairs — providing comfort and flexibility for any lifestyle. A charming front entry welcomes you in, complemented by newly renovated landscaping featuring modern rock accents that enhance the home’s curb appeal. The enclosed rear patio creates a perfect retreat for relaxing or entertaining...... Step inside to a home designed for easy, comfortable living. Every space flows effortlessly, from the cozy gathering areas to the tranquil bedrooms. This home radiates warmth and charm, making it easy to imagine creating lasting memories here....... Location is everything. Nestled in the serene Jess Ranch community, residents enjoy a welcoming, 55+ environment with scenic desert views, convenient shopping, dining, and access to local parks and recreational opportunities. The neighborhood blends quiet, peaceful living with a strong sense of community — ideal for those seeking both relaxation and connection.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Luis Sanchez · LUIS SANCHEZ, BROKER
Payment estimate
$2,141
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $26,500 · Loan: $238,500
- Principal & Interest
- $1,465
- Property tax (1.25%)
- $276
- Homeowners insurance
- $300
- Mortgage insurance
- $99
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $9,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92308 (Apple Valley) within ±10% of this home's price and size.
$249,000
19228 Cottonwood Drive
Apple Valley, 92308
$249,900
19218 Elm Drive
Apple Valley, 92308
$260,000
19077 Elm
Apple Valley, 92308
$269,000
19099 Frances
Apple Valley, 92308
$270,000
19065 Elm
Apple Valley, 92308
$275,000
11620 Pepper
Apple Valley, 92308
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.