19145 Oak Street
Apple Valley, CA, 92308
(No pictures available yet)
$248,999
MLS: IV26088093
Beds
2
Baths
2
Sq Ft
1,197
Lot
0.07 ac
Year Built
1994
MLS #
IV26088093
Days on Market
7
Listed
Apr 23, 2026
Description
Welcome to the highly sought-after Jess Ranch gated community. This immaculate two-bedroom, two bathroom home offers an excellent opportunity to enjoy relaxed living in one of Apple Valley’s premier 55+ neighborhoods. Step inside to a spacious living room filled with natural light that flows seamlessly to a covered patio, ideal for unwinding while taking in the beautiful desert skies. Kitchen is tasteful with recessed lighting and fresh laminate flooring. A five-burner stove adds functionality, while the convenient pass-through to the dining area enhances the open and practical layout. The primary bedroom is generously sized and features a cozy sitting area, dual sinks, a tub/shower combo, and direct patio access. Additional highlights include abundant storage throughout, indoor laundry, and a spacious two car attached garage. Community amenities include a swimming pool, walking and biking trails, and scenic pathways, all within a well maintained neighborhood setting. Conveniently located near shopping, dining, and medical facilities, this home offers comfortable, low-maintenance living in a welcoming 55+ community.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: MARTIN GOMEZ · EXP REALTY OF CALIFORNIA INC
Payment estimate
$2,071
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $24,900 · Loan: $224,099
- Principal & Interest
- $1,418
- Property tax (1.25%)
- $259
- Homeowners insurance
- $300
- Mortgage insurance
- $93
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $8,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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