194 Jordan Avenue
Ventura, CA, 93001
$895,000
MLS: V1-35253
Beds
4
Baths
2
Sq Ft
1,339
Lot
0.13 ac
Year Built
1944
MLS #
V1-35253
Days on Market
18
Listed
Mar 19, 2026
Description
Classic Mid-Town Ventura opportunity! This 4 bedroom, 2 bathroom single-story home has been in the same family for generations and offers a rare chance to reimagine a well-loved property. Built in 1944, the home still carries much of its original character, including a charming vintage kitchen that feels like stepping back into grandma's house. While the style reflects its era, major systems have been maintained with a newer furnace (2022), water heater (2018), and roof (2012). Bedroom four is a standout feature with its own entrance, kitchenette, bathroom, and interior lock-off from the main home--perfect for extended family, guests, or added privacy.The spacious, level backyard offers room to expand, garden, or design the outdoor sanctuary you've been dreaming of. Ideally located in Ventura's desirable Mid-Town neighborhood, you'll enjoy easy access to the beach, vibrant downtown shops and dining, and nearby hillside trails for hiking and outdoor adventure. With great bones and a prime location, this diamond in the rough is ready for its next owner's vision.
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Adela Trainor · BHHS California Properties
Payment estimate
$6,517
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,500 · Loan: $805,500
- Principal & Interest
- $4,949
- Property tax (1.25%)
- $932
- Homeowners insurance
- $300
- Mortgage insurance
- $336
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $31,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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