195 Knoll
Big Bear Lake, CA, 92315
$1,275,000
MLS: SB26030644
Beds
5
Baths
4
Sq Ft
2,654
Lot
0.21 ac
Year Built
2017
MLS #
SB26030644
Days on Market
68
Listed
Feb 10, 2026
Description
Discover one of the most desirable Rare Gilner Point Dem - Expansive 5BR/4BA lakeside Retreat in Big Bear Lake. The property offering year-round panoramic lake and mountain views and an exceptional lakefront lifestyle. Conveniently situated approximately 200 feet from the water and within a 5-minute walk to the marina, this home provides a rare balance of premier lake access, privacy, and everyday convenience. The residence offers approximately 2,654 square feet of living space, with approximately 78% of the home legally added in 2017, delivering modern construction, updated layouts, and enhanced functionality. The remaining 22% of the original structure is located on the lower level, consisting of two bedrooms and one bathroom, thoughtfully integrated into the overall design. The home features five bedrooms plus a bonus room, and three and one-half bathrooms, offering flexibility for full-time living, vacation use, or multi-generational occupancy. While preserving select elements of classic mountain character, the property provides the comfort and practicality expected of a contemporary lakefront residence. Main living areas are open and inviting, highlighted by three fireplaces throughout the home, creating warmth and ambiance year-round. A spacious family/game room with a wet bar and fireplace opens to an outdoor deck, enhancing indoor-outdoor living and providing an ideal setting for entertaining or relaxing while taking in the serene lake environment. The kitchen is designed for both everyday living and hosting, featuring a walk-in pantry, wine refrigerator, granite countertops, and stainless steel appliances. The upper-level primary suite offers vaulted ceilings, a fireplace, and lake views. The primary bathroom includes heated floors and a heated toilet seat, along with remotely operated skylights that provide excellent natural ventilation during warmer months. An additional upstairs bedroom and half bath complete the upper level.The lower level includes the original portion of the home, offering two bedrooms and one full bathroom, well suited for guests, extended family, or private use. With its deep-water frontage, prime Gilner Point location, substantial newer construction, and functional floor plan. this property represents a rare opportunity to own a premier lakefront home in the Big Bear Lake market.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Crystal Chen · Crystal Real Estate
Payment estimate
$9,157
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $127,500 · Loan: $1,147,500
- Principal & Interest
- $7,050
- Property tax (1.25%)
- $1,328
- Homeowners insurance
- $300
- Mortgage insurance
- $478
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $44,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92315 (Big Bear Lake) within ±10% of this home's price and size.
$1,150,000
41940 Centre Court
Big Bear Lake, 92315
$1,150,000
305 Starlight Circle
Big Bear Lake, 92315
$1,150,000
40944 Seneca Trail
Big Bear, 92315
$1,150,000
40944 Seneca Trail
Big Bear Lake, 92315
Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.