1977 El Cajon Circle
Oxnard, CA, 93035
$1,100,000
MLS: V1-38206
Beds
4
Baths
3
Sq Ft
1,766
Lot
0.30 ac
Year Built
1986
MLS #
V1-38206
Days on Market
4
Listed
Aug 15, 2026
Description
Welcome to this 4-bedroom, 2.5-bath home Situated at the end of a quiet cul-de-sac in the tranquil Americana neighborhood in North Oxnard. Offering 1,766 square feet of living space, sitting on an expansive 13,068-square-foot lot. This exceptional large property, boasting a magnificent location, offers the next owner tremendous flexibility to expand, customize, entertain, relax, and more. Features fruit bearing trees and a covered patio- and above all, this home offers calm, Tranquility and privacy! The versatility offered by this home's floor plan welcomes you into the main level, which is bathed in natural light that includes a half bath, a family room with a cozy chimney and a separate dining room, a kitchen with a dining nook. Upstairs, you'll find four very spacious bedrooms and a full bath. The masters suite with a walk-in closet, a bathroom featuring dual sinks, a separate soaking tub and shower. The front yard with mature trees and RV parking possibility.Conveniently located near greenbelt walkways, parks, schools, shopping, restaurants, etc. A wonderful opportunity to own this spacious home.Schedule your showing today.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Cecilia Paredes · RE/MAX Gold Coast-Beach Marina Office
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,227
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $110,000 · Loan: $990,000
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,369
- Property tax (1.25%)
- $1,146
- Homeowners insurance
- $300
- Mortgage insurance
- $413
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $38,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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