20057 Rancherias
Apple Valley, CA, 92307
$436,000
MLS: HD26200234
Beds
3
Baths
4
Sq Ft
2,536
Lot
0.66 ac
Year Built
1993
MLS #
HD26200234
Days on Market
2
Listed
Sep 12, 2026
Description
Single-family fixer-upper with massive upside potential in a highly desirable location on a quiet dead-end cul-de-sac. Bring your tools, design vision, and sweat equity to transform this diamond in the rough into your dream home or next lucrative investment. Tucked away with zero through traffic, the property offers rare privacy and peace while remaining minutes from top local amenities.Whether you are looking to flip, build equity, or completely customize a detached home from the ground up, the bones and location of this property provide a phenomenal foundation for future value. Opportunities for standalone single-family homes in this coveted neighborhood rarely come along at this price point. Bring your contractor and look at the endless possibilities. Selling strictly as-is.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Joe Russell · RE/MAX FREEDOM
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,465
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,600 · Loan: $392,400
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,548
- Property tax (1.25%)
- $454
- Homeowners insurance
- $300
- Mortgage insurance
- $164
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $15,260 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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