2020 Kingsbridge Way
Oxnard, CA, 93035
$1,500,000
MLS: V1-39289
Beds
3
Baths
3
Sq Ft
1,991
Lot
0.06 ac
Year Built
1971
MLS #
V1-39289
Days on Market
10
Listed
Oct 15, 2026
Description
Experience waterfront living at its finest in Mandalay Bay at the Channel Islands Harbor. This 3 bedroom 2.5 bathroom residence offers direct canal frontage and the ability to dock a 40 foot boat. There is an expansive Trex deck overlooking the water that's perfect for relaxing or entertaining. A spacious open concept main level with beautiful hardwood flooring offering water views from the dining area, living room, family room and kitchen with quartz countertops. The large primary suite provides a peaceful retreat with its jetted tub, remodeled shower and private deck overlooking the canal. Additional highlights include an EV charging station in the garage. Enjoy the convenience of having your boat right outside your door while embracing the relaxed waterfront lifestyle of Oxnard's Channel Island Harbor.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Ken Lear · Rare Earth Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$11,703
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $150,000 · Loan: $1,350,000
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $9,274
- Property tax (1.25%)
- $1,563
- Homeowners insurance
- $300
- Mortgage insurance
- $563
- HOA dues
- $4
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $52,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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