2025 Victoria Avenue
Oxnard, CA, 93035
$2,199,000
MLS: 26990683
Beds
4
Baths
3
Sq Ft
2,425
Lot
0.09 ac
Year Built
1978
MLS #
26990683
Days on Market
34
Listed
Sep 20, 2026
Description
Welcome to an exceptional waterfront retreat in the coveted community of Oxnard's Channel Islands Harbor. Recently remodeled and thoughtfully designed for modern coastal living, this spacious 4-bedroom, 3-bath home offers approximately 2,425 square feet of beautifully updated living space with stunning water views and a private dock. The open-concept main level features soaring vaulted ceilings, wide-plank flooring, abundant natural light, and an inviting living area centered around a dramatic dual-sided fireplace. The remodeled chef's kitchen showcases custom cabinetry, high-end appliances, quartz countertops, and designer finishes, while expansive glass doors create a seamless connection between the kitchen, dining area, and waterfront deck perfect for entertaining. A standout feature is the additional second kitchen, providing exceptional flexibility and making the home especially useful for entertaining and preparing large gourmet meals. The additional kitchen can also accommodate a variety of multigenerational living, entertaining, or culinary needs. Upstairs, the waterside primary suite offers beautiful harbor views, a private balcony, and a spa-inspired remodeled bathroom with a soaking tub, oversized walk-in shower, and custom vanity. Additional bedrooms and beautifully updated bathrooms provide comfortable accommodations for family and guests. Step outside and enjoy the quintessential Channel Islands Harbor lifestyle from your waterfront deck and private boating dock. Whether you're enjoying morning coffee overlooking the water, entertaining friends, or heading out by boat for a day on the harbor, this property offers an unparalleled indoor-outdoor coastal experience. Additional features include a two-car garage, dedicated laundry room, designer lighting and fixtures, updated windows and doors, and extensive remodeling throughout. Ideally located near marinas, restaurants, shopping, water sports, and area beaches, this is a rare opportunity to own a beautifully remodeled waterfront home with a private dock and the added convenience of a second kitchen.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Deena Blau · Keller Williams Hollywood Hills
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$17,014
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $219,900 · Loan: $1,979,100
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $13,595
- Property tax (1.25%)
- $2,291
- Homeowners insurance
- $300
- Mortgage insurance
- $825
- HOA dues
- $4
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $76,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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