20277 Waco
Apple Valley, CA, 92308
$698,000
MLS: HD26160357
Beds
4
Baths
3
Sq Ft
3,035
Lot
0.60 ac
Year Built
1993
MLS #
HD26160357
Days on Market
4
Listed
Jul 24, 2026
Description
Welcome to this exceptional semi-custom home located in one of Apple Valley's most desirable and well established neighborhoods surrounded by quality homes and situated within a highly regarded school district. Offering 4 spacious bedrooms and 3 bathrooms, this thoughtly designed home features two primary suites, making it ideal for multi gernerational living, extended guests or added privacy. The inviting floor plan includes formal living and dining rooms along with a warm welcoming family room featuring a cozy gas fireplace and open to the chiefs kitchen designed to impress with granite countertops, a unique back splash, SS appliances, a pantry and abundant cabinetry for all your storage needs...plus a sunny breafast nook overlooking the pool area and rear yard. Relax year round in the enclosed sun room overlooking the rear yard where you'll find a sparkling pool, covered pations and plenty of space for outdoor entertaining. Car enthusiasts, hobbyists and RV owners will appreciate the oversized RV garage in addition to the attached 4car garage, providing exceptional storage and workspace. Conveniently located near all services, this beautiful Apple Valley home combines space, comfort and outstanding amenities in a premier location. Schedule you private tour today and discover everything this remarkable property has to offer.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Robyn Morgan · Coldwell Banker Home Source
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,293
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,800 · Loan: $628,200
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,004
- Property tax (1.25%)
- $727
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $24,430 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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