2028 Cortez
Needles, CA, 92363
$174,000
MLS: JT26143107
Beds
3
Baths
2
Sq Ft
1,044
Lot
0.18 ac
Year Built
1958
MLS #
JT26143107
Days on Market
41
Listed
Jul 1, 2026
Description
Step into the charm of the 1950s with this well-maintained 3-bedroom, 2-bath home that blends timeless character with thoughtful updates. Pride of ownership shines throughout, featuring all-new plumbing, a functional laundry room, and a comfortable layout ready for its next owner. Ideally located just minutes from the Colorado River and nearby off-road trails, this property offers the perfect balance of everyday convenience and outdoor adventure. Whether you’re searching for a starter home, a weekend vacation retreat, or a smart investment opportunity, this home checks all the boxes. Don’t miss your chance to own a classic home in a location that offers year-round recreation and endless possibilities.
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Shantell Hazlewood · River Sisters Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$1,556
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $17,400 · Loan: $156,600
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,009
- Property tax (1.25%)
- $181
- Homeowners insurance
- $300
- Mortgage insurance
- $65
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $6,090 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Needles, CA 92363 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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