222 C Street
Needles, CA, 92363
$165,000
MLS: PW25253715
Beds
2
Baths
1
Sq Ft
915
Lot
0.08 ac
Year Built
1930
MLS #
PW25253715
Days on Market
162
Listed
Nov 4, 2025
Description
Residential-commercial property with a ramp to entry and regular porch steps. Currently tenant-occupied, the property can be purchased as an investment with the tenant in place or for future personal business use. Needles is a growing community on the Colorado River, located across from Nevada and Arizona. Known for its skate parks and river parks, Needles is a city in San Bernardino County, situated in the Mojave Desert region of Southern California, near the California border with Arizona and Nevada. Submit an offer today, all offers will be reviewed.
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Teri Heuer · Mark 1 Real Estate, Inc.
Payment estimate
$1,446
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $16,500 · Loan: $148,500
- Principal & Interest
- $912
- Property tax (1.25%)
- $172
- Homeowners insurance
- $300
- Mortgage insurance
- $62
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $5,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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