20305 Rancherias Road
Apple Valley, CA, 92307
$720,000
MLS: SB26126444
Beds
4
Baths
4
Sq Ft
3,757
Lot
1.89 ac
Year Built
1988
MLS #
SB26126444
Days on Market
1
Listed
Jun 11, 2026
Description
Located in one of Apple Valley’s most desirable neighborhoods, this 4-bedroom, 3.5-bath home offers 3,757 sq ft of living space on a nearly 2-acre lot (82,328 sq ft)with mature trees and a surrounding iron fence. Currently tenant-occupied — a turnkey opportunity for investors or owner-occupants. Offered AS-IS with no repairs or improvements by the seller. Priced to sell. View this beautiful home and make it yours.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Jackie O'Keith · Lamarc Realty
Payment estimate
$5,424
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $72,000 · Loan: $648,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,104
- Property tax (1.25%)
- $750
- Homeowners insurance
- $300
- Mortgage insurance
- $270
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $25,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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