2032 Veracruz Lane
Oxnard, CA, 93036
$742,900
MLS: V1-38786
Beds
3
Baths
3
Sq Ft
1,400
Lot
0.07 ac
Year Built
1996
MLS #
V1-38786
Days on Market
29
Listed
Sep 17, 2026
Description
Welcome to this bright and inviting two story home offering a comfortable and functional floor plan filled with abundant natural light. Thoughtfully designed living spaces, an open concept kitchen and dining area, and a fenced outdoor space make this home ideal for both everyday living and entertaining.The main level features laminate flooring throughout and a spacious living room complete with a cozy fireplace. Sliding glass doors open directly to the backyard, creating a seamless connection between the indoor and outdoor spaces. The kitchen and dining area flow together in an open concept design, providing a welcoming setting for meals and gatherings. The kitchen features a convenient eat-at bar with plenty of space for casual dining and entertaining. A dedicated laundry room adds everyday convenience.Step outside to enjoy the fenced outdoor space and patio, offering a private setting for relaxing, dining outdoors, entertaining or creating your own garden retreat.Upstairs, wall-to-wall carpeting creates a warm and comfortable atmosphere throughout. Oversized windows bring in plenty of natural light, enhancing the bright and airy feel of the home. The primary bedroom offers a private retreat complete with a walk-in closet and ensuite bathroom featuring dual sinks.Two additional bedrooms and a full bathroom complete the upper level, providing comfortable accommodations and flexible space for guests, a home office or additional household needs.With its light filled interior, open concept living spaces, fireplace, private primary suite, fenced outdoor area and inviting patio, this home offers a wonderful combination of comfort, functionality and indoor-outdoor living.
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Jaime Cerda Fernandez · eXp Realty of California Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,114
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $74,290 · Loan: $668,610
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,629
- Property tax (1.25%)
- $774
- Homeowners insurance
- $300
- Mortgage insurance
- $279
- HOA dues
- $132
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $26,002 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93036 (Oxnard)within ±10% of this home's price and size.
Local Market Stats
See Oxnard, CA 93036 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.