$739,900
Original list price: $749,900
MLS: V1-37070
Beds
3
Baths
3
Sq Ft
1,464
Lot
0.07 ac
Year Built
1996
MLS #
V1-37070
Days on Market
40
Listed
Jun 24, 2026
Description
WELCOME HOME! Discover stylish, turnkey living in this beautiful residence located within Oxnard's desirable 'Monterey at Harborside' gated community. Offering 1,464 square feet of thoughtfully designed living space, this two-story home blends modern finishes with everyday comfort.Step inside to find durable hard flooring, a spacious living room, and an inviting dining area that has a warm and cozy fireplace that opens seamlessly to the remodeled kitchen with stainless steel appliances. Plantation shutters, recessed lighting & bedroom ceiling fans are great upgrades. Sliding glass door leads to a private backyard retreat, ideal for outdoor dining, entertaining, or simply enjoying the coastal breeze. A convenient powder room completes the main level.Upstairs, you'll find three generously sized bedrooms, including a spacious primary suite with a private en-suite bath and a large, beautiful balcony for enjoying the breeze. Also has an additional full bathroom to accommodate family and guests.Enjoy a two-car garage, driveway parking, and a low-maintenance front courtyard.Ideally situated near beaches, Pacifica High School, shopping, dining, parks, and easy access to the 101 Freeway, this home offers the perfect combination of convenience, comfort, and contemporary style. Move right in and enjoy all that this exceptional Oxnard community has to offer.
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Kristy Glinski · Keller Williams Westlake
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,760
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $73,990 · Loan: $665,910
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,279
- Property tax (1.25%)
- $771
- Homeowners insurance
- $300
- Mortgage insurance
- $277
- HOA dues
- $132
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $25,897 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93036 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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