2032 Zermatt
Pine Mountain Club, CA, 93222
$697,000
Original list price: $767,000
MLS: PI26195878
Beds
3
Baths
5
Sq Ft
3,325
Lot
0.48 ac
Year Built
1989
MLS #
PI26195878
Days on Market
39
Listed
Sep 7, 2026
Description
This beautiful well maintained mountain retreat consists of two homes on a thoughtfully planned out double lot. The stunning two story main home comes with all the modern amenities you could ask for in a mountain retreat or vacation property. Starting at the main level you have 3 bedrooms with 2 full bathrooms an updated chefs kitchen complete with a 6 burner stove along with granite counter tops, custom cabinetry and large island. Beautiful laminate flooring, a wood burning fireplace and large windows to brighten the living space brings it all together. Down below at floor level we have a large game room complete with a full bar and its own 3/4 bath. Adjacent to the game room is a large living room with a wood burning stove, climate controlled closet for all your wine cooling needs and a guest room. Lastly the home comes with AC, forced air, a Pelican Water Filtration System and tankless water heater. The meticulously well kept 835 square foot guest home comes complete with a kitchen, heating, AC, wood burning stove and a 3/4 bath. The main home rests on a large 2 car garage while the guest home rests on a 2.5 car garage for a total of 4.5 garage spaces. The extensive concrete work provides additional parking for trucks, boats or any recreational vehicles one may have. Both homes have an incredible amount of decking around the entirety of the individual properties. Oh yeah there is a hot tub and space outback for the kiddos to play.
Location
Pine Mountain Club, Kern County, CA 93222
Open on Google Maps ↗Listed by: Jose Real · CHAMPION Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,931
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $69,700 · Loan: $627,300
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,343
- Property tax (1.25%)
- $726
- Homeowners insurance
- $300
- Mortgage insurance
- $261
- HOA dues
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pine Mountain Club home with as little as 3.5% down using an FHA loan — roughly $24,395 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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