20660 US Highway 18
Apple Valley, CA, 92307
$334,900
MLS: HD26147106
Beds
2
Baths
1
Sq Ft
1,020
Lot
1.00 ac
Year Built
1951
MLS #
HD26147106
Days on Market
16
Listed
Jul 12, 2026
Description
CABIN CHARM MEETS ENDLESS POSSIBILITIES ON OVER AN ACRE........Escape to your own private retreat in the heart of Apple Valley! This charming 2 Bedroom, 1 Bath cabin style Home offers 1020 sq/ft of cozy living space on an incredible 43,750 square feet (just over 1 acre) fully usable lot. Just installed brand-new mini-splits in each bedroom. The property is perimeter fenced and has wrought iron and wrought iron entry gate, providing privacy and security. A convenient carport welcomes you home, while the expansive backyard opens the door to endless opportunities. Bring your RV, Boats, Toys and Animals, or take advantage to build an ADU. a guesthouse, workshop, or create your dream outdoor oasis (buyer to verify with local agencies). With room to grow and the peaceful feel of country living, this property offers the perfect blend of comfort, privacy, and potential. Schedule your showing today! Property information is believed to be accurate, but shall not be relied upon without verification by buyer or buyer’s agent. Accuracy of square footage, lot size, & other features, amenities and/or not limited to inclusions and exclusions are not guaranteed.This Home is located in a census tract that qualifies for a $20,000 grant and special financing through City National Bank
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Colleen Couse · Realty ONE Group Empire
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,695
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $33,490 · Loan: $301,410
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,921
- Property tax (1.25%)
- $349
- Homeowners insurance
- $300
- Mortgage insurance
- $126
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $11,722 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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