21798 Standing Rock Ave
Apple Valley, CA, 92307
$340,000
Original list price: $369,000
MLS: IV26123033
Beds
2
Baths
1
Sq Ft
957
Lot
0.62 ac
Year Built
1953
MLS #
IV26123033
Days on Market
95
Listed
Jun 11, 2026
Description
Welcome to this charming 2-bedroom, 1-bath home situated on just over half an acre, offering space, privacy, and endless potential. This move-in ready property has been well maintained, providing a solid and comfortable living space while leaving room for your personal touch and future updates. The home features a functional layout with natural light throughout, creating a warm and inviting atmosphere. The living room is highlighted by a cozy chimney, adding character and a perfect focal point for relaxing evenings. A usable 2-car garage adds convenience and ample storage, ideal for vehicles, hobbies, or workspace needs. Enjoy the expansive lot with plenty of room for outdoor living, gardening, or expansion possibilities. Conveniently located just minutes from shopping, dining, and everyday essentials, this property offers the perfect balance of space and accessibility. Don’t miss your chance to make it your own.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: LOREN REYES CHAIDEZ · PONCE & PONCE REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,768
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,000 · Loan: $306,000
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,987
- Property tax (1.25%)
- $354
- Homeowners insurance
- $300
- Mortgage insurance
- $128
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $11,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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