ActiveSingleFamilyResidence

21798 Standing Rock Ave

Apple Valley, CA, 92307

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$369,000

MLS: IV26123033

Beds

2

Baths

1

Sq Ft

957

Lot

0.62 ac

Year Built

1953

MLS #

IV26123033

Days on Market

3

Listed

Jun 11, 2026

Description

Welcome to this charming 2-bedroom, 1-bath home situated on just over half an acre, offering space, privacy, and endless potential. This move-in ready property has been well maintained, providing a solid and comfortable living space while leaving room for your personal touch and future updates. The home features a functional layout with natural light throughout, creating a warm and inviting atmosphere. The living room is highlighted by a cozy chimney, adding character and a perfect focal point for relaxing evenings. A usable 2-car garage adds convenience and ample storage, ideal for vehicles, hobbies, or workspace needs. Enjoy the expansive lot with plenty of room for outdoor living, gardening, or expansion possibilities. Conveniently located just minutes from shopping, dining, and everyday essentials, this property offers the perfect balance of space and accessibility. Don’t miss your chance to make it your own.

Location

Apple Valley, San Bernardino County, CA 92307

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Listed by: LOREN REYES CHAIDEZ · PONCE & PONCE REALTY

Payment estimate

$2,926

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $36,900 · Loan: $332,100

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,103
Property tax (1.25%)
$384
Homeowners insurance
$300
Mortgage insurance
$138
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $12,915 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92307 (Apple Valley)within ±10% of this home's price and size.

Local Market Stats

See Apple Valley, CA 92307 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.