20707 Ottawa
Apple Valley, CA, 92308
$459,900
MLS: HD26223745
Beds
3
Baths
2
Sq Ft
1,569
Lot
0.54 ac
Year Built
1985
MLS #
HD26223745
Days on Market
12
Listed
Oct 15, 2026
Description
Charming 3-Bedroom ,one owner, Corner Lot Home with RV Parking & Low-Maintenance Landscaping Welcome to this well-maintained 3-bedroom, 2-bath home situated on a desirable corner lot. This property offers the perfect blend of comfort, convenience, and low maintenance. Many furnishings are available to purchase also. Step inside through the elegant wood front door into a bright living room featuring a cozy fireplace. The adjacent dining room provides a welcoming space for meals and gatherings. The kitchen is a standout, boasting abundant counter space, an eat-in counter, and large windows that flood the area with natural light. The primary suite offers generous natural light and a private bath with a walk-in shower. A large linen closet at the end of the hallway provides excellent storage. The home is fully carpeted throughout for comfort and warmth. Outside, enjoy a large backyard with a covered patio for shade, a storage shed, and a grassy area. The large side yard is perfect for RV parking, while the front yard features attractive rock landscaping designed for minimal maintenance. Several mature trees provide comfortable shady areas to enjoy the outside. A spacious 2-car garage completes the package. Key Features: • 3 bedrooms, 2 bathrooms • Fireplace in living room • Separate dining room • Spacious kitchen with eat-in counter and abundant counter space • Large windows for natural light in kitchen and primary bedroom • Walk-in shower in primary bath • Elegant wood front door • Large linen closet • Fully carpeted • Corner lot with rock landscaping (low maintenance) • 2-car garage • Covered back patio • Large backyard with shed • RV parking on side yard A great opportunity for comfortable living with plenty of space and practical features. Schedule your showing today!
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Allan Calvert · Coldwell Banker Home Source
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,795
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,990 · Loan: $413,910
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,843
- Property tax (1.25%)
- $479
- Homeowners insurance
- $300
- Mortgage insurance
- $172
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $16,097 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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