21 Poinsettia Gardens Drive 21
Ventura, CA, 93004
$489,000
MLS: 226003533
Beds
2
Baths
2
Sq Ft
1,248
Lot
0.09 ac
Year Built
1981
MLS #
226003533
Days on Market
5
Listed
Jul 24, 2026
Description
Beautifully remodeled manufactured home in the desirable 55+ gated Poinsettia Gardens community of Ventura where you OWN the land! This 1,248 sq ft, 2 bedroom, 2 bathroom, single-story home is set on a permanent foundation with the 433A in hand, offering added value and peace of mind. Recently updated inside and out, the home features fresh interior and exterior paint, dual-pane windows, new vinyl plank flooring, newer A/C, newer heater, and attractive newer landscaping surrounding the home.The remodeled kitchen is bright and inviting with white cabinetry, subway tile backsplash, and newer stainless steel appliances, including dishwasher, microwave, refrigerator, and range. Both bathrooms have also been tastefully updated with newer vanities, shower, and tub. The primary bedroom includes a sunroom, creating a great bonus space for relaxing, reading, or enjoying morning coffee.An attached two-car garage adds convenience and direct access, a feature not always found in manufactured homes. The gated setting offers added privacy and security within a well-maintained neighborhood, along with community amenities and the benefits of HOA oversight. Low HOA dues of just $367 per month include access to the community pool and hot tub, plus a private community orchard with avocado and citrus trees. A move-in-ready home in a great Ventura location close to shopping, dining, parks, and easy access to the 126 and 101 freeways.
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Michael Love · eXp Realty of California Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,197
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $48,900 · Loan: $440,100
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,837
- Property tax (1.25%)
- $509
- Homeowners insurance
- $300
- Mortgage insurance
- $183
- HOA dues
- $367
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $17,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ventura, CA 93004 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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