81 Poinsettia Gardens Drive
Ventura, CA, 93004
(No pictures available yet)
$499,000
MLS: V1-36230
Beds
2
Baths
2
Sq Ft
1,440
Lot
0.09 ac
Year Built
1981
MLS #
V1-36230
Days on Market
2
Listed
May 6, 2026
Description
Welcome to 81 Poinsettia Gardens, located in a desirable gated 55+ community. This 2-bedroom, 2-bathroom home offers 1,440 sq ft of living space, perfect for relaxing or entertaining. Features include an enclosed patio sunroom, a designated laundry room, and a covered carport with space for 2-3 vehicles, plus a storage shed.Recent upgrades include a brand-new roof and fresh interior and exterior paint. Community amenities include a pond, lush greenery, pool, spa, clubhouse, fitness center, billiard room, and available RV parking. The HOA includes water, trash, cable TV, and grounds maintenance.Conveniently located near the 126 freeway and just 15 minutes from the beach, this home offers comfort and convenience in a well-maintained community.
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Emma Bovee · Realty ONE Group Summit
Payment estimate
$3,848
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100
- Principal & Interest
- $2,842
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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★#1 Producing Individual Realtor — Antelope Valley
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