92 Poinsettia Gardens Drive
Ventura, CA, 93004
$470,000
MLS: 226003712
Beds
2
Baths
2
Sq Ft
1,464
Lot
0.09 ac
Year Built
1977
MLS #
226003712
Days on Market
1
Listed
Aug 5, 2026
Description
Welcome to Poinsettia Gardens, Ventura -- where comfort, convenience and community come together! Discover this delightful 2-bedroom, 2-bathroom, 1,464 sq ft manufactured home on OWNED land -- a fantastic find in this desirable 55+ gated community. Charming curb appeal greets you with a beautiful tile walkway leading to the front door. Inside, you'll find an inviting living room with oversized windows that fill the space with natural light. Enjoy a blend of wood-like flooring and plush carpet throughout. The generous kitchen flows seamlessly into the dining area, while the sunroom offers the perfect flexible space for an office, gym or reading nook -- the choice is yours. The spacious primary bedroom boasts an ensuite bath with dual vanities and the secondary bedroom features ample closet space and easy access to the guest bathroom. Additional highlights include indoor laundry hookups, an attached 1-car garage plus carport as well as a low-maintenance backyard with a relaxing sitting area -- ideal for soaking up the lovely California sunshine. Residents of Poinsettia Gardens enjoy amazing amenities including a clubhouse, enclosed pool & spa, game room, fruit trees and RV parking. All this, just minutes from the 126 Freeway, shopping, dining and everything Ventura has to offer. Welcome home!
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Sean Curts · The ONE Luxury Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,050
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $47,000 · Loan: $423,000
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,727
- Property tax (1.25%)
- $490
- Homeowners insurance
- $300
- Mortgage insurance
- $176
- HOA dues
- $357
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $16,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ventura, CA 93004 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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