21149 Lone Star
Saugus, CA, 91390
$1,150,000
MLS: SR26166642
Beds
5
Baths
3
Sq Ft
3,356
Lot
0.31 ac
Year Built
2002
MLS #
SR26166642
Days on Market
7
Listed
Jul 30, 2026
Description
Thoughtfully upgraded from top to bottom, this exceptional 5-bedroom, 3-bath Whispering Springs home offers the perfect blend of luxury, comfort, energy efficiency, and resort-style living. Designed for today's lifestyle, the versatile floor plan features a highly desirable main-floor guest bedroom complete with a spacious walk-in closet and an adjacent remodeled full bathroom, making it ideal for multigenerational living, overnight guests, or a private home office. At the heart of the home, the well-appointed kitchen features stainless steel appliances, granite countertops, an oversized walk-in pantry, abundant cabinetry, and generous prep space ideal for everyday living and entertaining. Throughout the home you'll find remodeled bathrooms with timeless finishes, luxury vinyl flooring upstairs, tile flooring downstairs, brand-new carpet in the bedrooms, recessed lighting, ceiling fans, a whole-house speaker system, and fireplaces in both the living room and the primary suite. A spacious loft provides additional flexible living space, while the private primary suite offers a true retreat with a remodeled spa-inspired bathroom and an enclosed en suite sitting room perfect for a home office, fitness space, nursery, or peaceful reading lounge. Convenience is elevated with full laundry rooms on both the first and second floors. Step outside into your own private resort where the spectacular 45-foot solar-heated pool, maintained at approximately 90 degrees, features a swim-up bar, Baja shelf, cascading waterfalls, and a spa. Entertain effortlessly in the sunken BBQ area, gather around the outdoor fireplace, enjoy movie nights in the outdoor theater, or unwind beneath multiple covered lounge areas designed for year-round California living. Behind the scenes, fully paid solar, two Tesla Powerwalls, and a Level 2 (220V) electric vehicle charger provide outstanding energy efficiency and peace of mind. Completing the property is an oversized 2½-car garage with parking for approximately five to six additional vehicles. Combining elegant interiors, exceptional functionality, and an extraordinary resort-style backyard designed for year-round enjoyment, this is a rare opportunity to own a truly turnkey home crafted for both everyday living and unforgettable entertaining.
Location
Saugus, Los Angeles County, CA 91390
Open on Google Maps ↗Listed by: Armando Padilla · Equity Union
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,649
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $115,000 · Loan: $1,035,000
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,720
- Property tax (1.25%)
- $1,198
- Homeowners insurance
- $300
- Mortgage insurance
- $431
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $40,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91390 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Saugus. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Saugus, CA 91390 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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