21149 Lone Star
Saugus, CA, 91390
$1,150,000
MLS: SR26166642
Beds
5
Baths
3
Sq Ft
3,356
Lot
0.31 ac
Year Built
2002
MLS #
SR26166642
Days on Market
0
Listed
Jul 30, 2026
Description
Thoughtfully upgraded from top to bottom and designed for the way today's families live, this exceptional Whispering Springs residence seamlessly blends timeless style, everyday comfort, and unforgettable indoor-outdoor living. Offering 5 bedrooms and 3 full bathrooms, the versatile floor plan includes a highly desirable main-level bedroom with a spacious walk-in closet and adjacent full bathroom, making it ideal for multigenerational living, overnight guests, or a private home office. Convenience is found throughout with laundry rooms on both the first and second floors. The beautifully appointed kitchen serves as the heart of the home, featuring stainless steel appliances, modern granite countertops, an oversized walk-in pantry, abundant cabinetry, and generous prep space for everyday living and entertaining. The first floor is finished with tile flooring for durability and comfort, while the second level offers luxury vinyl flooring and brand-new carpet in the bedrooms. Every bedroom is enhanced with recessed lighting and ceiling fans, and each bathroom has been tastefully remodeled with clean, timeless finishes. The spacious primary suite offers a relaxing retreat complete with a spa-inspired bathroom and an adjoining flex space perfect for a home office, fitness area, nursery, or private sitting room. Step outside and discover the true showpiece of the property—an extraordinary resort-inspired backyard designed for year-round enjoyment, featuring a newer pool with a swim-up bar, cascading waterfalls, Baja shelf, elevated spa, built-in BBQ, multiple covered patios, outdoor televisions, and beautifully designed spaces for entertaining family and friends. Completing this remarkable home is fully owned solar, providing energy efficiency with no lease or payment to assume. This is a rare opportunity to own a home where every detail has been thoughtfully curated to create an exceptional living experience.
Location
Saugus, Los Angeles County, CA 91390
Open on Google Maps ↗Listed by: Armando Padilla · Equity Union
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,580
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $115,000 · Loan: $1,035,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,651
- Property tax (1.25%)
- $1,198
- Homeowners insurance
- $300
- Mortgage insurance
- $431
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $40,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91390 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Saugus. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Saugus, CA 91390 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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