ActiveSingleFamilyResidence

29161 Harmony Way

Saugus, CA, 91390

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$1,095,000

MLS: SR26095385

Beds

4

Baths

3

Sq Ft

3,501

Lot

0.56 ac

Year Built

2006

MLS #

SR26095385

Days on Market

6

Listed

May 22, 2026

Description

Welcome to Bella Vida, where privacy, space, and elevated living come together in one of Santa Clarita’s most desirable gated communities. Tucked away within a quiet cul-de-sac, 29161 Harmony Way is a captivating two-story Mediterranean-inspired retreat built in 2006, offering approximately 3,501 sq. ft. of thoughtfully designed living space on an expansive 24,526 sq. ft. lot. This beautifully maintained 4-bedroom, 3-bathroom residence blends timeless architecture with modern comfort, creating a home that feels both refined and effortlessly livable. From the moment you arrive, the home impresses with inviting curb appeal and a strong sense of privacy, enhanced by mountain views and a thoughtfully designed backyard. Step inside to a spacious, light-filled living room anchored by a striking fireplace, creating a warm and welcoming focal point for gatherings. The well-appointed kitchen features travertine flooring throughout, custom-painted walls, dual sinks, a reverse osmosis system, and a large pantry. Ample cabinetry and a seamless flow into the separate dining area make it ideal for both everyday living and entertaining. Built-in storage throughout the home adds functionality, and select areas have been freshly painted, enhancing its clean, move-in-ready appeal. The versatile floor plan offers four generously sized bedrooms, along with a bonus room and a separate flex room that can both easily function as a fifth and sixth bedrooms. The primary suite serves as a private retreat, complete with an extra-large closet and an en-suite bathroom featuring a soaking tub. Plantation shutters throughout enhance both privacy and the home’s warm, inviting interiors. Step outside to your own private backyard sanctuary, where a covered patio with a built-in BBQ, outdoor fireplace, and sweeping mountain views set the stage for peaceful evenings at home. The surrounding natural landscape creates a serene setting, often complemented by sightings of abundant wildlife, adding to the home’s sense of tranquility and connection to nature. Additional highlights include energy-efficient assumable solar panels, dual-zone air conditioning, and included refrigerator, washer, and dryer for a seamless move-in. Lovingly cared for by its owner, this home reflects true pride of ownership. Ideally located near shopping, dining, parks, and top-rated schools, 29161 Harmony Way is more than a home—it’s a place to gather, unwind, and create lasting memories.

Location

Saugus, Los Angeles County, CA 91390

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Listed by: Jean Sehic · Century 21 Masters

Payment estimate

$8,100

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $109,500 · Loan: $985,500

%
Principal & Interest
$6,248
Property tax (1.25%)
$1,141
Homeowners insurance
$300
Mortgage insurance
$411
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Today's Rates

As of May 28, 2026

30-year fixed
6.53%
15-year fixed
5.87%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $38,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 91390 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Saugus. Check your household income eligibility at eligibility.sc.egov.usda.gov.

Assumable Loan — Lock In a Below-Market Rate

This Saugus property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.