2135 Emerald Grotto
Upland, CA, 91786
$674,500
Original list price: $687,500
MLS: OC26175707
Beds
3
Baths
3
Sq Ft
1,586
Lot
0.02 ac
Year Built
2023
MLS #
OC26175707
Days on Market
74
Listed
Aug 11, 2026
Description
Welcome to 2135 Emerald Grotto in Upland, located within the desirable Enclave Homeowners Association. This stylish tri-level home offers 1,586 square feet of usable living space, featuring three bedrooms and two and a half bathrooms, thoughtfully designed for modern living. This home is ready to entertain your new guests, featuring 9 ceiling speaker with 3 distinct listening zones located in the living room, kitchen and the stairways. The open-concept main level is highlighted by high ceilings, a light-filled family room, and a kitchen that opens seamlessly to the living space. The kitchen features quartz countertops, a professional grade espresso machine, a breakfast counter bar, and tasteful finishes that continue into the bathrooms. A half bath is located on the kitchen and family room level, ideal for guests. Throughout the home, you’ll find beautiful upgraded laminate wood flooring throughout, carpet, and tile, creating a clean and contemporary feel. The acoustical wall paneling throughout the home with LED backlighting completes the contemporary look and feel. All bedrooms are located on the third floor, including a primary en suite with a private bathroom, plus two additional bedrooms and a full hall bath. An indoor stackable washer and dryer area and a convenient hall closet complete the upper level. Additional highlights include a balcony, a two-car attached garage, tankless water heater, Tesla charger with 220 electrical, and solar panels that transfer with the property. The Enclave community offers top-notch amenities, including a pool, spa, outdoor bar and cooking area, picnic spaces, playground, clubhouse, and beautifully maintained grounds. Centrally located near the Claremont Colleges, Claremont Village, shopping centers, and with easy access to the 210 and 10 freeways, this home offers both convenience and lifestyle. Don’t miss this opportunity to call this beautiful place home.
Location
Upland, San Bernardino County, CA 91786
Open on Google Maps ↗Listed by: Fabian Maldonado · eXp Realty of Southern California, Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,757
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $67,450 · Loan: $607,050
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,170
- Property tax (1.25%)
- $703
- Homeowners insurance
- $300
- Mortgage insurance
- $253
- HOA dues
- $331
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $23,608 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Upland, CA 91786 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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