2150 Napoli Drive
Oxnard, CA, 93035
$2,695,000
MLS: V1-37677
Beds
4
Baths
3
Sq Ft
3,953
Lot
0.11 ac
Year Built
1985
MLS #
V1-37677
Days on Market
31
Listed
Jul 18, 2026
Description
A breathtaking contemporary architectural masterpiece commands attention from the moment you arrive, where striking design, sculptural landscaping, swaying palms, tranquil river rock stream, & custom metal gates create an unforgettable first impression. Perfectly positioned on one of Mandalay Bay's coveted wide secondary channels w/a 50-ft boat dock easement, this extraordinary waterfront residence blends sophisticated design w/effortless coastal living. Walls of glass, soaring ceilings, expansive sliders, dramatic glass block, & oversized windows flood the home w/natural light while framing beautiful water views. The spacious living & dining areas open seamlessly to the waterfront, creating an exceptional setting for entertaining. A striking artisan fireplace anchors the living room, while the expansive chef's kitchen features a large island, KitchenAid appliances, double ovens, abundant cabinetry, generous workspace, & an inviting breakfast area. Rich Brazilian Ipe hardwood decking, custom metal gates, glass wind screens, & multiple outdoor entertaining spaces overlook the channel leading to Channel Islands Harbor. Designed for both grand gatherings & quiet evenings, the outdoor living experience is simply exceptional. The flexible floor plan offers exceptional privacy & livability. A spacious media room can easily serve as additional guest accommodations, home office, or creative studio. Upstairs, the impressive secondary bedrooms are remarkably oversized, each featuring soaring ceilings, expansive walk-in closets, & private balconies--an uncommon luxury that sets this home apart. Thoughtfully designed for privacy, the secluded primary suite is tucked away from the secondary bedrooms, creating a peaceful retreat w/vaulted ceilings, a private waterfront balcony, a generous walk-in closet, & a beautifully appointed bath featuring skylights, custom vanities, glass block accents, & designer finishes. Connecting the two levels, a dramatic, light-filled staircase creates a striking architectural focal point. Unlike the narrow stairways found in many homes, its generous proportions & open design enhance the home's grand sense of space while allowing natural light to flow effortlessly throughout. Thoughtfully integrated gallery-inspired display spaces, illuminated niches, soaring architectural lines, & dramatic sightlines provide the perfect backdrop for showcasing an exceptional art collection, giving the home the feeling of a private contemporary gallery.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Desti Centineo · RE/MAX Gold Coast-Beach Marina Office
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$19,725
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $269,500 · Loan: $2,425,500
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $15,603
- Property tax (1.25%)
- $2,807
- Homeowners insurance
- $300
- Mortgage insurance
- $1,011
- HOA dues
- $4
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $94,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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