ActiveSingleFamilyResidence

2000 Peninsula Road

Oxnard, CA, 93035

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$2,299,000

MLS: V1-35203

Beds

4

Baths

3

Sq Ft

3,711

Lot

0.10 ac

Year Built

1988

MLS #

V1-35203

Days on Market

2

Listed

Mar 17, 2026

Description

ELEVATOR waterfront home!!!! Stunning Mandalay Bay Corner Home with 32-Foot DockExperience waterfront luxury in this expansive 3,700 sq. ft. Mandalay Bay corner home, complete with a 45 foot boat dock easement . This exceptional property offers a seamless blend of elegance and modern comfort, featuring an elevator and a full bedroom and bathroom on the main floor for ultimate convenience.The grand living room boasts rich, beautiful flooring and a cozy gas fireplace, creating the perfect ambiance for relaxation. The newly updated kitchen is a chef's dream with a large center island, custom cabinetry, stainless steel appliances, and serene water views. Step outside onto your private deck and savor the peaceful surroundings and stunning scenery.Upstairs, you'll find a spacious family room, along with three additional bedrooms and two well-appointed bathrooms. Natural light floods the entire home, enhancing the open, airy feel throughout. Primary bedroom is spacious with fireplace, walk in closet, soaking tub and water views. With direct boat access to local restaurants, yacht clubs, and pubs, this home offers the perfect coastal lifestyle. Nestled just north of Malibu and south of Santa Barbara, you're ideally positioned to enjoy all that Southern California's coast has to offer.Don't miss the opportunity to make this exceptional waterfront property your own!

Location

Oxnard, Ventura County, CA 93035

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Listed by: Ann Howarth · RE/MAX Gold Coast-Beach Office

Payment estimate

$16,270

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $229,900 · Loan: $2,069,100

%
Principal & Interest
$12,713
Property tax (1.25%)
$2,395
Homeowners insurance
$300
Mortgage insurance
$862
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $80,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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