21510 Shirley Drive
Tehachapi, CA, 93561
$405,000
MLS: 26007244
Beds
3
Baths
3
Sq Ft
1,515
Lot
0.47 ac
Year Built
1987
MLS #
26007244
Days on Market
37
Listed
Oct 21, 2026
Description
Great Golden Hills Location with a spacious single story home nicely positioned on a large flat lot that is fenced and cross fenced adding wide open yard space, ample RV access and beautiful rear view. This is a popular 3 bedroom floor plan offering a central located kitchen with wrap around breakfast bar conveniently adjoining the family room with real brick fireplace. An additional great room offers versatility for a game room, media room or for the home schoolers. This well built home is equipped with Central heat and air conditioning on Natural gas. Light and bright hallway offers large cabinetry leading to private bedroom areas. A Master suite with large window letting in ample natural light, a walk in closet and tiled master bathroom shower. Step through an enclosed sunroom into a large rear yard with a custom gazebo and beautiful lawn area. The perfect private fenced yard to let the kids and pets play. This is certainly a home to call home and all close to Meadow Brook Park, walk and bike paths, Golden Hills Elementary with a short drive to town and freeway access, Come see what affordability offers.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Jeff White · Keller Williams Realty A.V.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,273
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,500 · Loan: $364,500
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,484
- Property tax (1%)
- $338
- Homeowners insurance
- $300
- Mortgage insurance
- $152
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $14,175 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Tehachapi, CA 93561 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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