22003 Iron Horse
Saugus, CA, 91390
$1,040,000
MLS: NS26187164
Beds
4
Baths
3
Sq Ft
2,383
Lot
0.38 ac
Year Built
2001
MLS #
NS26187164
Days on Market
2
Listed
Aug 26, 2026
Description
Exceptionally maintained and updated home at the very end of a cul-de-sac in a quiet, established neighborhood with mature trees and landscaping. A rare standout for the area, this property offers abundant parking plus an additional side driveway extending behind the home - ideal for RV, boat, or extra vehicle storage. A beautiful secure gate helps screen RV, boat, or other recreational vehicle storage from view while satisfying HOA requirements. Unlike many homes in the neighborhood that may offer pools but limited parking, this property delivers hard-to-find space and flexibility. Set on a 16,000+ sq ft lot, a significant portion is greenbelt, creating a large natural buffer and added privacy between neighbors, while still leaving a backyard large enough to add a pool if desired. The recently updated kitchen and bathrooms feature custom cabinetry, quartz countertops, and newer appliances. Flexible floor plan with separate family room, living room off kitchen, main-level bedroom and 3/4 bath with no steps, plus upstairs bonus area, primary suite with ensuite, 2 additional bedrooms, and full bath. HOA $162/month with parks and walking paseos; elementary school within walking distance. NO MELLO ROOS!
Location
Saugus, Los Angeles County, CA 91390
Open on Google Maps ↗Listed by: Kimberly Tankersley · Oak Shores Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,950
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $104,000 · Loan: $936,000
Average 30-yr fixed rate 6.66% as of Aug 27, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,015
- Property tax (1.25%)
- $1,083
- Homeowners insurance
- $300
- Mortgage insurance
- $390
- HOA dues
- $162
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 27, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 5.98%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $36,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91390 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Saugus. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Saugus, CA 91390 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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