ActiveSingleFamilyResidence

28859 Rock Canyon

Saugus, CA, 91390

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$879,000

MLS: SR26149868

Beds

4

Baths

4

Sq Ft

2,705

Lot

0.25 ac

Year Built

2000

MLS #

SR26149868

Days on Market

0

Listed

Jul 9, 2026

Description

Pacific Crest is one of the prized neighborhoods in Santa Clarita! This home has an amazing and rare floorplan - the primary bedroom and bath is downstairs, there is another LARGE bedroom, a 3rd bedroom and 2 more bathrooms downstairs - PLUS a massive bonus room upstairs with a bathroom. Ideal for entertaining or a multi generational home setup. Elevated lot above the street. Pristine neighborhood. Private backyard with large covered patio. Large and open kitchen/family room and high ceilings. Located near highly rated schools, parks, hiking trails, shopping and dining! Offers due by 7/20.

Location

Saugus, Los Angeles County, CA 91390

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Listed by: Thomas Abbott · Realty Executives Homes

Payment estimate

$6,685

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $87,900 · Loan: $791,100

%

Average 30-yr fixed rate 6.49% as of Jul 9, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$4,995
Property tax (1.25%)
$916
Homeowners insurance
$300
Mortgage insurance
$330
HOA dues
$145
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jul 9, 2026

30-year fixed
6.49%
15-year fixed
5.82%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $30,765 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 91390 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Saugus. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.