22238 S Vermont
Torrance, CA, 90502
$595,000
MLS: SB26079770
Beds
3
Baths
2
Sq Ft
1,219
Lot
4.17 ac
Year Built
1985
MLS #
SB26079770
Days on Market
6
Listed
Apr 14, 2026
Description
Experience refined living in this fully reimagined 3-bedroom, 2-bath residence spanning 1,219 sq ft. Designed with modern elegance in mind, the home showcases a stunning open-concept layout, a chef-inspired kitchen with quartz surfaces and custom cabinetry, and a sophisticated living area anchored by a contemporary fireplace. Spa-like bathrooms and designer finishes elevate the space, while expansive windows invite natural light throughout. Set within a serene, park-like community with tranquil water features, this home offers a perfect blend of luxury and comfort.
Location
Torrance, Los Angeles County, CA 90502
Open on Google Maps ↗Listed by: Minja Joo · New Star Realty & Investment
Payment estimate
$4,433
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,500 · Loan: $535,500
- Principal & Interest
- $3,290
- Property tax (1.25%)
- $620
- Homeowners insurance
- $300
- Mortgage insurance
- $223
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $20,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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