22224 S Vermont Avenue 102C
Torrance, CA, 90502
$579,000
MLS: SB26042365
Beds
2
Baths
2
Sq Ft
1,120
Lot
4.17 ac
Year Built
1985
MLS #
SB26042365
Days on Market
52
Listed
Mar 1, 2026
Description
Lower level 2 bedroom, 2 bathroom condo located in a gated community in Torrance P.O. This unit features a functional floor plan with a spacious living room, gas fireplace, and sliding glass doors leading to a private patio. The dining area connects to the kitchen, offering a practical layout for everyday living. The primary bedroom includes an ensuite bathroom and ample closet space. The second bedroom and additional full bath provide flexibility for various uses. Additional features include central air and heat and two covered carport spaces. Community amenities available; buyer to verify HOA details and financing options. Conveniently located near shopping, dining, and freeway access.
Location
Torrance, Los Angeles County, CA 90502
Open on Google Maps ↗Listed by: Daniel Ahn · New Star Realty & Investment
Payment estimate
$4,322
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $57,900 · Loan: $521,100
- Principal & Interest
- $3,202
- Property tax (1.25%)
- $603
- Homeowners insurance
- $300
- Mortgage insurance
- $217
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $20,265 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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