21854 Vermont Avenue S 8
Torrance, CA, 90502
$589,000
MLS: SB26002722
Beds
3
Baths
2
Sq Ft
1,071
Lot
0.92 ac
Year Built
1994
MLS #
SB26002722
Days on Market
29
Listed
Jan 8, 2026
Description
Remodeled and move-in ready, this spacious three-bedroom, two-bath condominium offers modern updates and comfortable living in a gated community. The home has been thoughtfully renovated with fresh interior paint, updated flooring, and numerous new upgrades throughout, including appliances, plumbing fixtures, toilets, cabinetry, sinks, and countertops in both the kitchen and bathrooms, along with new window coverings and screens. The inviting living area features a cozy fireplace and sliding glass doors that open to a private balcony, creating an ideal space for everyday living and entertaining. All bedrooms are generously sized. The primary suite includes two closet spaces and a remodeled en-suite bathroom with modern finishes. Additional highlights include central air and heating, in-unit laundry, and a well-appointed kitchen with all appliances included. The property also features a two-car tandem garage with ample space for additional storage. The gated community offers a community pool and guest parking for added convenience and enjoyment. Conveniently located near shopping, dining, major freeways, and a variety of local amenities.
Location
Torrance, Los Angeles County, CA 90502
Open on Google Maps ↗Listed by: Nicholas Phillips · Compass
Payment estimate
$4,391
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $58,900 · Loan: $530,100
- Principal & Interest
- $3,257
- Property tax (1.25%)
- $614
- Homeowners insurance
- $300
- Mortgage insurance
- $221
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $20,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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