(No pictures available yet)
$745,000
MLS: SR26094259
Beds
3
Baths
3
Sq Ft
1,400
Lot
0.08 ac
Year Built
1997
MLS #
SR26094259
Days on Market
12
Listed
Apr 30, 2026
Description
LET'S GOOO!! Mediterranean Inspired Home set within the gated & planned community of Monterey at Harborside, One of North Oxnard's Desired Communities. Wonderfully updated home in the most supreme Location. Private Front Entry leads you to a 2 story, 3 bedroom, 3 bath home with charming architecture, filled with natural light and is located in a secure gated community. Attached 2 car garage w/full Driveway! The home's main level w/soaring ceilings, open layout tons of natural light, complete with a fireplace and guest half bathroom! The remodeled galley kitchen opens up dining room that overlooks a Huge Private backyard space with stamped concrete that extends the indoor/outdoor feel of the home. The community has two private parks. Centrally and conveniently located in North Oxnard with nearby access to K-12 Schools, 101 Freeways, Parks, Businesses, Regional Shopping and Attractions at The Collection - Outdoor Shopping, Eating and Entertainment Center as well as the Lush Amenities in the Community.
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Poupee Komenkul · Rodeo Realty
Payment estimate
$5,598
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $74,500 · Loan: $670,500
- Principal & Interest
- $4,242
- Property tax (1.25%)
- $776
- Homeowners insurance
- $300
- Mortgage insurance
- $279
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $26,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93036 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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