3402 Minna Street
Oxnard, CA, 93036
$725,000
MLS: V1-37853
Beds
4
Baths
2
Sq Ft
1,625
Lot
0.16 ac
Year Built
1955
MLS #
V1-37853
Days on Market
5
Listed
Aug 1, 2026
Description
Charming single-story home nestled in the El Rio neighborhood. Located on a desirable corner lot, this well-maintained home offers the extra space and updates buyers are looking for. One of its standout features is the permitted 515-square-foot living room addition, creating a spacious area that's perfect for everyday living and entertaining. The home has been recently refreshed with new interior and exterior paint, new carpet, and updated flooring, giving it a clean, move-in-ready feel. For added peace of mind, the roof was replaced within the last two years. With its thoughtful updates, flexible living space, and great corner lot location, this home is ready for its next owner to make it their own.Conveniently located minutes from The Collection for shopping, dining, and entertainment with easy access to the 101 freeway.
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Nathalia Aguilera · RE/MAX Gold Coast-Beach Marina Office
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,520
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $72,500 · Loan: $652,500
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,193
- Property tax (1.25%)
- $755
- Homeowners insurance
- $300
- Mortgage insurance
- $272
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $25,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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