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ActiveTownhouse

22914 Banyan Place 198

Saugus, CA, 91390

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$600,000

Original list price: $625,000

MLS: SR26170997

Beds

2

Baths

3

Sq Ft

1,199

Lot

4.35 ac

Year Built

1987

MLS #

SR26170997

Days on Market

34

Listed

Aug 6, 2026

Description

Welcome to your new sanctuary in the heart of Mountainview Courtyards, where modern comfort meets serene community living. This property features the perfect blend of style, space, privacy, and convenience. Experience the elegance of huge vaulted ceilings that create an airy atmosphere throughout the home, giving it a sense of openness and light. Step into a chef’s paradise with sleek stainless steel appliances that promise durability and modern flair. The spacious breakfast bar is perfect for casual dining or entertaining, while the adjoining dining room offers an inviting space for gatherings. You can enjoy the sleek fireplace during those cozy California winters. It gets better with all bathrooms being fully remodeled with premium finishes. The loft is ready to be kept as a third room or whatever your imagination will create. Between the fantastic location and the updated condition this is truly a rare find. There are 3 community pools, two playgrounds and of course Mountainview Park is a stroll away. 2-car garage with storage and ample guest parking. Enjoy better financing options with an FHA-approved community that makes homeownership more accessible without sacrificing quality. One of the standout features of this property is the low homeowners association fee compared to the other communities, ensuring you get all the community amenities without the burden of high costs. Plus, with no Mello Roos taxes, your financial future looks bright! This property covers everything you need. Conveniently located near restaurants, shopping, and everyday essentials, this home offers both comfort and convenience.

Location

Saugus, Los Angeles County, CA 91390

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Listed by: Pierre Real · eXp Realty of California, Inc

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$4,923

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $60,000 · Loan: $540,000

%

Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$3,488
Property tax (1.25%)
$625
Homeowners insurance
$300
Mortgage insurance
$225
HOA dues
$285
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Sep 3, 2026

30-year fixed
6.71%
15-year fixed
6.04%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $21,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 91390 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Saugus. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

See Saugus, CA 91390 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.