2305 Freeman
Pine Mountain Club, CA, 93222
$399,000
MLS: SR26076667
Beds
3
Baths
2
Sq Ft
1,309
Lot
0.24 ac
Year Built
1993
MLS #
SR26076667
Days on Market
1
Listed
Apr 9, 2026
Description
Well maintained, single story, mountain home. Home is close to town and a short walk to the club and all amenities. This home has a front yard with lots of trees, easy access and off street parking and a 2 car attached garage. The front deck has room for seating and is enclosed by security bars for safety. Walk into the open floorplan with the living room, kitchen and dining room all ready for easy entertaining. Living room boasts a large fireplace with with a hearth and brick surround. Kitchen is appointed with lots of counter space and loads of storage. There are 2 guest bedrooms, a guest bath with vanity area, a master suite with large closets and an en-suite bath. Out back you'll find a nice sized deck, partially covered, a good sized back yard and nice views toward the West.
Location
Pine Mountain Club, Kern County, CA 93222
Open on Google Maps ↗Listed by: Kristi Finn · Pine Mountain Properties
Payment estimate
$3,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,206
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Pine Mountain Club home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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