428 Hill Street 16
Santa Monica, CA, 90405
$599,000
Original list price: $699,000
MLS: 26865623
Beds
1
Baths
1
Sq Ft
717
Lot
0.34 ac
Year Built
1973
MLS #
26865623
Days on Market
89
Listed
Jul 30, 2026
Description
An incredible opportunity to own your own Santa Monica beach pad in one of the Westside's most sought-after coastal neighborhoods now offered at just $599,000! Location, lifestyle, and value come together in this top-floor, west-facing one-bedroom residence in the heart of Ocean Park, just blocks from the beach, Main Street, and the vibrant Rose Avenue corridor. Surrounded by some of Santa Monica and Venice's best restaurants, cafs, boutiques, bars, and neighborhood hangouts, this is the kind of location that makes coastal living so special. Whether you're looking for a beachside retreat, a first home, or an opportunity to create your own personalized space, this property offers an exceptional chance to get into an incredible neighborhood at a compelling price.Perched on the top floor, the residence enjoys abundant natural light, refreshing coastal breezes, beautiful west-facing sunsets, and a private balcony that brings the outdoors into everyday living. French doors open from the living area to the balcony, creating the perfect spot for morning coffee, afternoon relaxation, or unwinding as the sun sets. The bright living and dining spaces feature double-pane windows and a decorative fireplace, offering a comfortable setting with plenty of potential to make it your own.The kitchen features custom cabinetry, marble countertops, stainless-steel appliances, and generous storage and workspace. The bedroom offers comfortable proportions and ample closet space, with a full bathroom conveniently located nearby. Additional features include wall heating, window screens, one assigned gated parking space, private storage at the parking stall, bike storage, and a community laundry area in the garage.And then there's the location truly the star of the show. Situated near Fourth and Hill in the heart of Ocean Park, you're approximately three blocks from the energy of Main Street, with its incredible collection of restaurants, coffee shops, bars, fitness studios, boutiques, and the popular Sunday Farmers Market. Head toward Rose Avenue and discover another one of the Westside's most exciting neighborhood destinations, filled with hip restaurants, cafe's, shops, and local favorites. The beach, Venice, Abbot Kinney Boulevard, and the Santa Monica Pier are all conveniently accessible. Enjoy neighborhood favorites like Urth Caff, Jyan Isaac Bread, Cafe Gratitude, Vamos Vamos, and Groundwork Coffee, with an endless variety of places to explore right outside your door.At $599,000, this is an exceptional opportunity to secure a top-floor residence in a prime Santa Monica beach neighborhood and make it your own. Great natural light, ocean breezes, private outdoor space, gated parking, and an unbeatable coastal lifestyle all come together in one compelling package. This is about more than owning a condo, it's about owning a piece of Santa Monica's beach lifestyle in a location you'll love coming home to.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Michael Pines · The Condo Experts
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,222
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $59,900 · Loan: $539,100
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,703
- Property tax (1.25%)
- $624
- Homeowners insurance
- $300
- Mortgage insurance
- $225
- HOA dues
- $370
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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