2311 4th Street 311
Santa Monica, CA, 90405
$649,000
MLS: 26641287
Beds
1
Baths
1
Sq Ft
651
Lot
0.96 ac
Year Built
1967
MLS #
26641287
Days on Market
27
Listed
Jan 22, 2026
Description
This top-floor sunny and bright condo in Prime Ocean Park is a coastal haven just steps from the beach and across from tranquil Hotchkiss Park.This move-in-ready 1 bedroom and 1 bath combines modern updates with coastal charm. The sleek kitchen boasts a Bertazzoni range and contemporary cabinetry and countertops, while the spacious living area with treetop views, invites relaxation and entertaining. The layout includes oversized closets, a bright bedroom, and an airy bath. Building perks include assigned parking, bike storage, a fitness room, community laundry, and a pool with a patio. Moments from Main Street's shops and Ocean Park Boulevard's eateries, this condo offers the ultimate Westside lifestyle. Your beachside escape awaits don't miss it!
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Melanie Sommers · Compass
Payment estimate
$4,808
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,900 · Loan: $584,100
- Principal & Interest
- $3,589
- Property tax (1.25%)
- $676
- Homeowners insurance
- $300
- Mortgage insurance
- $243
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $22,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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