2350 Monaco Drive
Oxnard, CA, 93035
$1,750,000
MLS: V1-39506
Beds
2
Baths
3
Sq Ft
1,906
Lot
0.10 ac
Year Built
1973
MLS #
V1-39506
Days on Market
3
Listed
Oct 29, 2026
Description
Channel Islands Harbor, 2350 Monaco Drive offers private dock ownership and includes Newer Duffy boat!!! modern coastal design, and an exceptional waterfront lifestyle with breathtaking sunrise and sunset views.Striking contemporary architecture, drought-tolerant landscaping, mature palms, lava rock accents, custom fencing, and modern entry doors create exceptional curb appeal. Inside, soaring ceilings and exposed wood beams make a dramatic first impression. Expansive windows with automated smart blinds fill the living spaces with natural light, while a sleek modern fireplace anchors the open-concept living room. The designer kitchen features quartz countertops, extensive cabinetry, premium Bertazzoni appliances, and generous storage, flowing effortlessly into the dining and entertaining areas.Just beyond the kitchen, a private enclosed spa courtyard with a brand-new 2026 Jacuzzi hot tub offers a tranquil year-round escape. The waterfront backyard is designed for entertaining, featuring mature palms, privacy screening, multiple gathering areas, and a private dock with a 45-foot boat easement. Step aboard and enjoy effortless access to Channel Islands Harbor!Upstairs, the primary suite overlooks the backyard and harbor, offering dual closets and a private balcony capturing stunning sunrise and sunset views. The spa-inspired primary bath features a luxurious Japanese-style soaking tub and oversized walk-in shower, creating the perfect retreat.A secondary suite has been transformed into an impressive theater room complete with blackout shades, sound-dampening walls, and a private en-suite bathroom. This versatile space can easily function as a guest bedroom, home office, or media room.Additional highlights include upstairs laundry, an oversized two-car garage, tankless water heater, and Apple HomeKit smart home integration controlling blinds, lighting, security, and climate from your phone or voice. A fantastic opportunity to enjoy the ultimate waterfront lifestyle right from your own backyard.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Ann Howarth · RE/MAX Gold Coast-Beach Office
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$13,517
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $175,000 · Loan: $1,575,000
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $10,734
- Property tax (1.25%)
- $1,823
- Homeowners insurance
- $300
- Mortgage insurance
- $656
- HOA dues
- $4
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $61,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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