4555 Falkirk
Oxnard, CA, 93035
$1,795,000
MLS: 26720967
Beds
3
Baths
4
Sq Ft
1,804
Lot
0.06 ac
Year Built
1976
MLS #
26720967
Days on Market
8
Listed
Apr 14, 2026
Description
Welcome to an exceptional waterfront residence in Mandalay Bay, where refined coastal living meets effortless luxury. Perfectly positioned along the serene channels of Channel Islands Harbor, this beautifully reimagined home offers a rare private 40-foot boat dock, delivering direct access to open water and an unmatched harbor lifestyle. Thoughtfully redesigned with both elegance and functionality in mind, the residence features three private ensuite bedrooms, each situated in its own wing for ultimate comfort and privacy. A main-level suite with a separate entrance provides an ideal retreat for guests or multigenerational living, while the upstairs primary suite showcases a private waterside balcony, an idyllic setting for taking in panoramic harbor views and unforgettable sunsets. The heart of the home is a sophisticated living space defined by soaring cathedral ceilings, a striking architectural staircase, and a custom stone fireplace. Seamlessly blending indoor and outdoor living, the space opens to an expansive waterfront deck perfect for entertaining or simply enjoying the tranquil rhythm of the water just beyond your door. A gourmet kitchen appointed with premium stainless steel appliances and premium Bedrosians Celine tile backsplash complementing the home's modern organic design, while a conveniently located interior laundry room enhances everyday ease. Outside, enjoy an expansive deck on the water overlooking your private dock inviting endless adventure from boating and paddle boarding to harbor cruising and exploring the nearby Channel Islands. Featuring a large 2 car garage and serene gated entry courtyard. This is true coastal living, enriched by proximity to yacht clubs, farmers markets, and an array of top-tier dining and lifestyle experiences. Ideally located between Los Angeles and Santa Barbara and just moments from Malibu, this rare offering combines luxury, location, and lifestyle without the burden of HOA dues or Mello-Roos. Whether envisioned as a full-time residence or an exclusive waterfront retreat, this Mandalay Bay home embodies the very best of Southern California coastal living.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Deanna D'Egidio · Harcourts Plus
Payment estimate
$12,769
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $179,500 · Loan: $1,615,500
- Principal & Interest
- $9,926
- Property tax (1.25%)
- $1,870
- Homeowners insurance
- $300
- Mortgage insurance
- $673
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $62,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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