$399,000
MLS: 26007015
Beds
3
Baths
2
Sq Ft
1,460
Lot
0.40 ac
Year Built
1997
MLS #
26007015
Days on Market
5
Listed
Sep 8, 2026
Description
Welcome to Bear Valley Springs living at its easiest. This well-maintained 3-bedroom, 2-bathroom home offers 1,460 square feet of functional living space on a flat 0.4-acre lot, with an attached 2-car garage and RV access. The floor plan is straightforward and livable--comfortable bedrooms, two full baths, and rooms that flow without wasted space. The home has been cared for and is ready for its next owner to settle in and make it their own. Outside, the level lot is a blank canvas: garden, outdoor living, extra parking, a shop, or whatever you have in mind. RV access adds real convenience for weekend gear, a trailer, or guests. Location is the standout. You're within walking distance of Four Island Lake for fishing, picnics, and quiet evenings by the water. All of Bear Valley Springs' amenities are close at hand: Oak Tree Golf Course with driving range and putting green, community pool, restaurants including the Oaks Restaurant & Saloon and the Mulligan Room, the Whiting Center, trails, and the rest of this gated mountain community's year-round lifestyle. A clean, practical home on usable land, steps from the lake and the best of Bear Valley Springs.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Lorena Semerenko · RE/MAX All-Pro
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,114
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,332
- Property tax (1%)
- $333
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Tehachapi, CA 93561 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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