2444 4th Street 4
Santa Monica, CA, 90405
$730,000
Original list price: $725,000
MLS: 26843441
Beds
1
Baths
1
Sq Ft
663
Lot
0.16 ac
Year Built
1964
MLS #
26843441
Days on Market
12
Listed
Jun 5, 2026
Description
Minutes from the sand, this bright and inviting 1-bedroom, 1-bathroom condo sits in one of Santa Monica's most sought after coastal locations. Thoughtfully renovated and bathed in natural light, it delivers the quintessential Southern California lifestyle in a setting that is truly hard to beat. Upon entry, you'll notice the open, airy feel. The living room is bathed in natural light and flows seamlessly into the open kitchen, creating a connected space that feels both spacious and welcoming, perfect for relaxed evenings in or casual entertaining. Natural ocean breezes keep the home comfortable year-round. Additional highlights include in-unit washer and dryer, one covered carport with dedicated private storage, low HOA dues and a pet-friendly building. Hotchkiss Park is just half a block away on 4th Street offering a perfect spot for morning yoga, a picnic, or bringing your dog out for some fresh air. Perfectly positioned just two blocks from Main Street's vibrant mix of fast-casual and formal dining, you are right around the corner from Urth Caffe and minutes from the Santa Monica Pier, Downtown Santa Monica, the Third Street Promenade, and Venice. Best of all, the beach is just four blocks away. Morning swims, sunset strolls, and lazy weekend afternoons on the sand are simply part of life here. This condo delivers the very best of the Westside right at your doorstep.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Regina Vannicola · Compass
Payment estimate
$5,853
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $73,000 · Loan: $657,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,161
- Property tax (1.25%)
- $760
- Homeowners insurance
- $300
- Mortgage insurance
- $274
- HOA dues
- $358
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $25,550 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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