26001 Cumberland Road
Tehachapi, CA, 93561
$440,000
MLS: 26006626
Beds
3
Baths
2
Sq Ft
1,912
Lot
1.44 ac
Year Built
1982
MLS #
26006626
Days on Market
26
Listed
Aug 25, 2026
Description
Welcome to easy mountain living with room to breathe. This two-story home sits on 1.44 acres of usable horse property in Bear Valley Springs, just inside the gate for convenient commuter access while still delivering those wide-open Tehachapi mountain views. Inside, the spacious family room centers around a corner wood-burning fireplace and opens to a large dining area and semi-open kitchen. The kitchen is generously sized with pantry storage and stainless steel appliances, plus there's abundant storage throughout the home. Three bedrooms and two full bathrooms are all on the main floor. Upstairs, the loft bonus room is ready to become a fourth bedroom, office, or playroom--whatever your household needs. Out back you'll find usable land with a garden area and playground. An attached two-car garage keeps daily life simple. The horse setup is in front of the home, featuring a large graded pasture ready for your animals. Bear Valley Springs is a private gated community built for this lifestyle: golf course, swimming pool, rec center, hiking trails, equestrian center and trails, shooting range, and more. You get space, views, and amenities without feeling remote. This one checks the boxes for anyone who wants horses, mountain views, and a practical floor plan close to the gate.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Lorena Semerenko · RE/MAX All-Pro
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,403
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,000 · Loan: $396,000
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,571
- Property tax (1%)
- $367
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $15,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Tehachapi, CA 93561 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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